As the rich aroma of brown butter fills my kitchen, I can’t help but feel a sense of comfort wash over me. Today, I’m sharing my ultimate chocolate chip banana bread recipe—a delightful twist on the classic banana bread that combines the creaminess of ripe bananas with the velvety texture of melted chocolate. This soft and moist loaf is a no-fuss, one-bowl recipe that comes together in just 15 minutes, making it a perfect solution for busy schedules or cozy weekends alike. With a hint of coffee adding depth and warmth, each slice is not only irresistible but also perfect for sharing with loved ones or enjoying solo with a good book. Are you ready to discover your new favorite baking adventure? Let’s dive into this delicious creation!

Why is This Banana Bread a Must-Try?
Unmatched simplicity: This recipe is so easy, you’ll find yourself whipping it up on a whim without any stress.
Moist and tender: Thanks to the harmonious blend of ripe bananas and Greek yogurt, each slice promises a melt-in-your-mouth experience.
Rich flavor explosion: The combination of brown butter, chocolate chips, and a hint of coffee creates a symphony of tastes that’s utterly delightful—superior to any store-bought option!
Versatile enjoyment: Perfect for breakfast, a snack, or dessert, you can savor this bread any time of day.
Quick prep time: In just 15 minutes, you’ll have a batter ready to bake—ideal for busy bakers and those who need a sweet fix fast.
Whether you’re in the mood for a classic treat or want to impress friends, this Ultimate Chocolate Chip Banana Bread won’t disappoint! If you’re feeling adventurous, check out my Banana Oatmeal Bars for another delicious option!
Ultimate Chocolate Chip Banana Bread Ingredients
• Everything you need in one bowl!
For the Batter
- Unsalted Butter (½ cup / 113g) – Provides moisture and fat for a soft texture; feel free to use salted butter for a touch of flavor.
- Vegetable Oil (2 tbsp / 25g) – Increases moisture and keeps the bread tender; any neutral oil works great as a substitute.
- Light Brown Sugar (¾ cup / 150g) – Adds sweetness and a caramel-like flavor; dark brown sugar can elevate the richness.
- Large Eggs (2) – Provide structure and moisture; for a vegan option, use 1 tbsp ground flax seeds mixed with 3 tbsp water for each egg.
- Vanilla Extract (1 tsp) – Enhances the overall flavor profile and balances the sweetness.
- Instant Coffee (1 tsp) + Hot Water (1 tsp) – Adds depth to the flavor; this is optional for a caffeine-free version.
- Extra Ripe Bananas (4, mashed / approx. 440g) – Provides natural sweetness and moisture; using very ripe bananas is key for the best flavor.
- Greek Yogurt (½ cup / 120g) – Adds moisture and tenderness; substitute it with sour cream or plain yogurt if needed.
- All-Purpose Flour (1¾ cups / 227g) – Gives structure to the bread; accurate measurement is essential for achieving the perfect texture.
- Baking Powder (1 tsp) – Provides the leavening needed to help the bread rise beautifully.
- Baking Soda (½ tsp) – Works in tandem with baking powder for a light and airy bread.
- Salt (½ tsp) – Balances the sweetness and amplifies the flavors.
- Chocolate Chips or Chopped Chocolate (1½ cups / 300g) – Provides rich chocolate flavor; dark or semi-sweet varieties are perfect for balancing out sweetness.
Step‑by‑Step Instructions for Ultimate Chocolate Chip Banana Bread
Step 1: Preheat and Prepare
Begin by preheating your oven to 350°F (175°C). While it’s warming up, grab a light-colored loaf pan and lightly grease it with butter or non-stick spray. This ensures your Ultimate Chocolate Chip Banana Bread will release easily once baked. Setting the right temperature is crucial for achieving a perfectly risen loaf with a crispy, golden crust.
Step 2: Whisk the Brown Butter and Sugar
In a large mixing bowl, melt the unsalted butter until it turns golden brown, emitting a nutty aroma. Allow it to cool slightly before whisking it together with the light brown sugar. Mix thoroughly until the two ingredients are fully combined and the mixture appears creamy and slightly fluffy, creating a robust base for your banana bread.
Step 3: Add Wet Ingredients
Now, crack in the large eggs one at a time, ensuring each is fully incorporated before adding the next. Stir in the vanilla extract and the instant coffee solution until smooth. The mixture will transform into a velvety batter, rich in flavor; this is the perfect blend for the Ultimate Chocolate Chip Banana Bread, enhancing its delicious depth.
Step 4: Incorporate the Mashed Bananas and Yogurt
Mash the extra ripe bananas in a separate bowl until smooth, then fold them into your batter along with the Greek yogurt. Mixing these ingredients will introduce moisture and natural sweetness to the Ultimate Chocolate Chip Banana Bread, ensuring each slice remains tender and deliciously satisfying.
Step 5: Sift and Combine Dry Ingredients
Sift the all-purpose flour, baking powder, baking soda, and salt directly into the batter. Gently mix until just combined, being careful not to overwork the batter as this could lead to a denser loaf. You want to see a few flour streaks remaining to keep your Ultimate Chocolate Chip Banana Bread light and fluffy.
Step 6: Add Chocolate Chips
Now it’s time to fold in the chocolate chips, distributing them evenly throughout the batter. Use a spatula to gently mix, avoiding excessive folding to preserve the delicate texture. The chocolate chips will create delightful pockets of gooey richness in your Ultimate Chocolate Chip Banana Bread that are hard to resist.
Step 7: Transfer to Loaf Pan
Carefully pour the batter into your prepared loaf pan, filling it almost to the top—this bread will rise beautifully. Use a spatula to smooth the top for an even bake. Make sure the pan is positioned in the center of the oven for the best heat circulation while baking, ensuring that your banana bread browns evenly.
Step 8: Bake to Perfection
Place the loaf pan into the preheated oven and bake for 70-75 minutes. Keep an eye on it, and when a toothpick inserted in the center comes out with a few light crumbs, it’s ready. The Ultimate Chocolate Chip Banana Bread should have a beautiful golden crust, indicating it’s perfectly baked without being overdone.
Step 9: Cool Before Slicing
Once baked, remove the bread from the oven and let it cool in the pan for about 15 minutes. This step is crucial; transferring it too soon may cause the loaf to break apart. After cooling, carefully transfer it to a wire rack and allow it to cool completely before slicing, preserving the delightful structure and soft texture.

Make Ahead Options
These Ultimate Chocolate Chip Banana Bread is perfect for meal prep, allowing you to enjoy homemade goodness with less hassle! You can mash the bananas and combine the wet ingredients (up to 24 hours) in advance, storing the mixture in the refrigerator to maintain freshness. Additionally, you can measure and sift the dry ingredients (flour, baking powder, baking soda, and salt) ahead of time and keep them in an airtight container. When you’re ready to bake, simply combine the wet and dry ingredients, fold in the chocolate chips, and bake as directed for a deliciously fresh loaf that will impress your family. With these make-ahead tips, you’ll save time during busy weeknights while still indulging in a warm, homemade treat!
Expert Tips for the Best Banana Bread
- Measure Flour Accurately: Use a kitchen scale for precise measurements; too much flour can lead to a dense loaf in your Ultimate Chocolate Chip Banana Bread.
- Choose Ripe Bananas: Opt for overly ripe bananas for maximum sweetness and flavor; if they’re not ripe, bake them at a low temperature to speed up the process.
- Use the Right Pan: A light-colored, straight-edged loaf pan ensures even cooking; dark pans may cause the edges to brown too quickly, risking burnt crusts.
- Avoid Overmixing: Gently fold the ingredients together to prevent a tough texture; overmixing can result in denser slices.
- Cool Completely: Allow the bread to cool fully on a wire rack before slicing; cutting too soon can cause it to crumble.
Ultimate Chocolate Chip Banana Bread Variations
Feel free to personalize your banana bread adventure with these delightful twists—each option is sure to spark joy in your kitchen!
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Nutty Crunch: Substitute dark chocolate chips with walnuts for a lovely texture. The delightful added crunch pairs beautifully with the soft bread.
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Whole Wheat Wonder: Use whole wheat flour instead of all-purpose for a healthier twist. This adds a nuttier flavor while maintaining moisture; just adjust the liquid slightly for the best results.
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Cinnamon Delight: Omit the chocolate altogether and infuse the batter with a sprinkle of cinnamon for a warm, cozy flavor reminiscent of classic banana bread.
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Coffee Lover’s Boost: Double the instant coffee for an extra caffeine kick. It deepens the flavor profile, making it distinctively rich and satisfying for coffee aficionados.
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Fruit Fusion: Toss in some fresh blueberries or chopped strawberries for a fruity contrast. This enhances the flavor while adding a burst of freshness in every slice.
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Vegan Variation: Replace the eggs with chia seeds or additional flaxseed mixture. You won’t lose any moisture or flavor, making this recipe accessible to everyone.
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Mint Chocolate: Add 1 teaspoon of mint extract along with chocolate chips for a refreshing minty twist. This unexpected combo will have your taste buds dancing!
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Decadent Swirl: Create a marbled effect by swirling in some Nutella or peanut butter into the batter before baking. It adds a rich and creamy element that’s simply irresistible.
Feeling adventurous? After making this Ultimate Chocolate Chip Banana Bread, you might also enjoy trying out my Frozen Hot Chocolate or whipping up some scrumptious Banana Oatmeal Bars for a delightful treat!
What to Serve with Ultimate Chocolate Chip Banana Bread
Warm slices of this banana bread offer pure comfort on their own, but when paired with the right accompaniments, they transform into a delightful feast for any occasion.
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Creamy Greek Yogurt:
A dollop of Greek yogurt adds a smooth, tangy contrast, elevating the sweetness of the bread while enhancing its moisture. -
Fresh Berries:
Juicy strawberries, blueberries, or raspberries complement the rich chocolate flavor and provide a refreshing burst of brightness on your plate. -
Nutty Granola:
Sprinkling some crunchy granola on top creates an exciting texture contrast, enhancing each bite with a delightful crunch and nutty flavors. -
Honey Butter:
Whipping up a quick honey butter to spread on warm slices adds a luscious sweetness, marrying perfectly with the chocolate chips. -
Espresso or Coffee:
A warm cup of espresso or coffee enhances the subtle hint of coffee in the bread, creating a rich and satisfying afternoon treat. -
Vanilla Ice Cream:
Serving this banana bread warm with a scoop of creamy vanilla ice cream offers a delightful melt-in-your-mouth experience, perfect for dessert lovers. -
Dark Chocolate Drizzle:
A drizzle of melted dark chocolate over each slice intensifies the chocolate goodness, creating a decadent finishing touch that’s hard to resist. -
Caramel Sauce:
A pour of warm caramel adds a sugary, buttery richness, turning each slice into a truly indulgent dessert experience.
How to Store and Freeze Ultimate Chocolate Chip Banana Bread
Room Temperature: Store your banana bread at room temperature in an airtight container for up to 3 days to maintain its soft, moist texture.
Fridge: If you live in a warm climate, you can refrigerate the bread, but it may dry out faster than at room temperature. Consume within 5 days for best quality.
Freezer: For long-term storage, slice the banana bread and wrap each slice in plastic wrap, then foil, before placing them in a freezer-safe bag. It can last for up to 3 months.
Reheating: To enjoy a slice later, simply thaw at room temperature or warm in the microwave for 10-15 seconds, bringing back its delightful softness and rich chocolate flavor.

Ultimate Chocolate Chip Banana Bread Recipe FAQs
What type of bananas should I use for this recipe?
Absolutely! Use extra ripe bananas with plenty of brown spots for the best flavor and sweetness. If you need to ripen them quickly, you can bake them at 300°F (150°C) for about 15 to 20 minutes until the skins turn black. Let them cool before mashing.
How should I store leftover banana bread?
To keep your Ultimate Chocolate Chip Banana Bread fresh, store it in an airtight container at room temperature for up to 3 days. If you’re in a warm climate, consider refrigerating it for up to 5 days, but be aware it may dry out a bit faster in the fridge.
Can I freeze the banana bread?
Very! To freeze your Ultimate Chocolate Chip Banana Bread, slice it first. Wrap each slice in plastic wrap and then in aluminum foil to protect against freezer burn. Place the wrapped slices in a freezer-safe bag. It will maintain its quality for up to 3 months. When you’re ready to enjoy, simply thaw at room temperature or warm in the microwave for 10-15 seconds.
What should I do if my banana bread is too dense?
If you find your banana bread is too dense, it might be due to overmixing the batter or using too much flour. I recommend measuring flour accurately with a scale to avoid this issue. When mixing, fold until just combined, leaving a few streaks of flour; too much mixing can lead to a tougher texture.
Is this banana bread recipe suitable for those with allergies?
Very! For those with dietary considerations, you can easily modify the recipe. To make it vegan, substitute each egg with a mixture of 1 tablespoon ground flaxseed and 3 tablespoons water. If you’re gluten-sensitive, you can use a 1:1 gluten-free flour blend in place of the all-purpose flour. Always double-check labels on your ingredients to ensure they meet your dietary needs.

Ultimate Chocolate Chip Banana Bread that's Soft and Irresistible
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and grease a light-colored loaf pan.
- Melt the unsalted butter until golden brown, then whisk with light brown sugar until creamy.
- Add large eggs one at a time, mixing in vanilla extract and instant coffee solution.
- Mash extra ripe bananas, then fold with Greek yogurt into the batter.
- Sift all-purpose flour, baking powder, baking soda, and salt into the batter and mix gently.
- Fold in chocolate chips until evenly distributed.
- Pour the batter into the prepared loaf pan and smooth the top.
- Bake for 70-75 minutes until a toothpick comes out with a few light crumbs.
- Let the bread cool in the pan for 15 minutes before transferring to a wire rack.

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